Our Impact - ACTB Savings & Loans - Truestone

ACTB SAVINGS & LOANS

Driving Financial Inclusion in Sierra Leone

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Sector:

Financial Inclusion

Location:

Sierra Leone

Investment year:

2009

Stage:

Growth

Company Details

The Challenge:

Over 80% of Sierra Leone’s population remains unbanked. For millions, especially women and rural entrepreneurs, formal financial services are inaccessible. Without collateral or stable income, they’re excluded from systems offering loans, savings, and security. This exclusion restricts growth, deepens vulnerability, and prevents families from building a better future.

The Solution:

Since 2009, ACTB has built a trusted alternative to traditional banking. Starting with microloans, and with support from Truestone, it evolved into the country’s first deposit-taking microfinance bank. Today, ACTB serves 30,000+ clients through 14 branches, providing secure savings, loans, and financial tools to underserved communities.

❝ To provide accessible, inclusive financial
services that empower all Sierra Leoneans,
ensuring no one is left behind. ❞

The Impact (2024 Highlights)

30.000+

Clients served

70%

Women borrowers

14

Branches nationwide

+$17 M

In loans disbursed

USD 11M+

Loan book

91%

Of clients report an improvement in the quality of their food

92%

Increased investment in education and housing

79%

Improved healthcare access

LET'S TALK

Start a conversation that will drive change

Whether you’re an investor, partner, entrepreneur — or simpy curious — we’d love to hear from you. Get in touch through our contact form and let's explore what we can build together.